Services

At Silverthorne Insurance Brokers, we believe insurance should be about more than simply finding the lowest price. The right insurance coverage should protect what you've worked hard to build, whether that's your home, your family, your business, your property, or your investments.

As an independent insurance agency in Abilene, Texas, we work with multiple insurance companies to help our clients compare coverage options, pricing, deductibles, and policy terms. Our goal is to help you understand what you're buying and make informed decisions about your insurance.

We serve individuals, families, business owners, property owners, contractors, and other professionals throughout Abilene and across Texas.

Your personal insurance should be built around your life, your assets, and the risks you face. Whether you're buying your first home, adding a teenage driver, purchasing an investment property, or simply reviewing your current coverage, our team can help you find insurance that fits your needs.

Personal insurance options include:

• Homeowners Insurance – Protect your home and personal property from covered losses and help protect yourself from certain liability risks.
• Auto Insurance – Coverage options for your vehicles, drivers, and liability needs.
• Landlord Insurance – Insurance for rental properties and investment properties.
• Renters Insurance – Coverage for renters' personal belongings and liability.
• Personal Umbrella Insurance – Additional liability protection above the limits of certain underlying policies.
• Life Insurance – Help protect your family and financial goals with life insurance options designed around your needs.
  
• Flood Insurance – Coverage designed specifically for flood-related risks that may not be covered by a standard homeowners policy.
• Boat & Watercraft Insurance – Protection for boats and other watercraft.
• Motorcycle Insurance – Coverage options for motorcycles and riders.
• RV Insurance – Insurance for recreational vehicles and the unique risks associated with them.
• Classic Car Insurance – Coverage designed for qualifying classic and collector vehicles.
• Farm & Ranch Insurance – Insurance solutions for farm and ranch properties, equipment, and related exposures.

Running a business comes with risks. Your insurance program should take into account how your business operates, what you own, who you employ, and the services you provide.

At Silverthorne Insurance Brokers, we work with business owners throughout Abilene and across Texas to develop commercial insurance programs designed around their specific operations.

Commercial insurance options may include:

• Business Owners Policies (BOP)
• General Liability Insurance
• Commercial Property Insurance
• Commercial Auto Insurance
• Workers' Compensation Insurance
• Builders Risk Insurance
• Contractors Insurance
• Trucking Insurance
• Oil & Gas Insurance
• Cyber Liability Insurance
• Errors & Omissions (E&O) Insurance
• Commercial Umbrella & Excess Liability
• Landlord Liability Insurance
• Liquor Liability Insurance
• Restaurant Insurance
• Auto Dealers Insurance
• Group Health Insurance
• Specialty Commercial Insurance

We also work with businesses in industries that can have more complex insurance needs, including contractors, home builders, real estate investors, oil and gas companies, trucking operations, retailers, restaurants, and other businesses.

If you own rental properties, commercial real estate, or investment properties, your insurance needs can be very different from those of a traditional homeowner.

We help property owners evaluate coverage for their buildings, liability exposures, rental properties, and other risks associated with owning and managing real estate.

We can help with insurance solutions including:

• Landlord Insurance
• Commercial Property Insurance
• Landlord Liability Insurance
• Builders Risk Insurance
• Commercial Umbrella Insurance
• Flood Insurance
• Business Owners Policies

If you are purchasing a property, renovating a building, converting a property to a rental, or growing a real estate portfolio, it's important to review your insurance before the change happens.

Contractors and builders face risks that aren't addressed by a standard business insurance policy.

Depending on your business and operations, you may need coverage for vehicles, equipment, employees, completed work, job sites, tools, property, and liability.

Our team works with contractors, home builders, and construction-related businesses in Abilene and throughout Texas to help develop insurance programs that address the risks associated with their work.

Coverage may include:

• Builders Risk Insurance
• Contractors Insurance
• General Liability Insurance
• Commercial Auto Insurance
• Workers' Compensation
• Equipment and Tools Coverage
• Commercial Property Insurance
• Umbrella and Excess Liability

Not every insurance company is the right fit for every client.

That's one of the reasons many people choose to work with an independent insurance agency.

Instead of representing only one insurance company, an independent agent can work with multiple insurance carriers. This gives us the ability to compare options and look for the right combination of coverage, service, and price for your particular situation.

At Silverthorne Insurance Brokers, we don't believe insurance should be one-size-fits-all.

We take the time to understand your situation, identify potential risks, explain your options, and help you make decisions about your coverage.

And our job doesn't end when your policy is issued.

As your life and business change, your insurance may need to change with them. That's why we encourage regular policy reviews and ongoing communication with our clients.

Your insurance needs can change significantly over time.

You buy a home.

You purchase another vehicle.

Your teenager starts driving.

You buy a rental property.

You start a business.

Your business hires employees.

You purchase a commercial building.

You buy new equipment.

Your business grows.

Each of these changes can create new insurance exposures.

That's why we believe having an insurance agent who knows you and understands what you're building can be just as important as the policy itself.

Silverthorne Insurance Brokers is a locally owned independent insurance agency in Abilene, Texas. We work with individuals, families, business owners, property owners, and investors throughout Abilene and across the state of Texas.

Our office is located at 1150 N 2nd Street, Suite 100, Abilene, TX 79601.

Whether you're looking for home insurance, auto insurance, business insurance, commercial property insurance, liability insurance, landlord insurance, life insurance, or specialty insurance, our team can help you explore your options.

Finding the right insurance doesn't have to be complicated.

We'll do the shopping. You can focus on making the decision that's right for you.

If you're looking for an independent insurance agent in Abilene, TX, or you simply want to review your current coverage, we'd be happy to talk with you.

Request a Quote or contact our Abilene insurance agency today.